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Life By Hannah Gale

These Are The Most And Least Expensive Places For First-Time Home Buyers

21/01/2022 by Hannah Gale

2 Min Read

It goes without saying that there has never been a more expensive time to buy a home. House prices are surging as fewer properties are coming on the market making those that are on there, well… really freaking expensive. A survey from Nationwide Building Society found that first-time buyers would need to spend around six times their annual pay check to buy a property in 45% of areas in the UK. Mad, mad, mad.

Their research also revealed which locations in each part of the UK were most expensive for home buyers and which areas were most affordable – interesting if there’s certain places you like the idea of and want more of an insight as to just how pricey they are.

The results aren’t entirely shocking, with the London borough of Kensington and Chelsea coming out as the most expensive place for first-time buyers within the whole of the UK, whilst East Ayshire in Scotland is the cheapest, making it the best place to bag a property bargain.

Scroll down to find out the rest of the findings…


Most expensive places for first-time buyers in each region of the UK (ranked by priciest region to least pricey region)…

  • London – Kensington and Chelsea
  • South East – Oxford
  • East of England – Hertsmere
  • South West – Cotswold
  • East Midlands – Rutland
  • Yorkshire and the Humber – Ryedale
  • West Midlands – Malvern Hills
  • North West – South Lakeland
  • Wales – Vale of Glamorgan
  • Scotland – City of Edinburgh
  • North East – North Tyneside

Least expensive places for first-time buyers in each region of the UK (ranked by cheapest region to least cheap region)…

  • Scotland – East Ayrshire
  • North West – Copeland
  • North East – County Durham
  • Wales – Merthyr Tydfil
  • Yorkshire and the Humber – Barnsley
  • West Midlands – Stoke-on-Trent
  • East Midlands – Bolsover
  • East of England – Great Yarmouth
  • South West – Swindon
  • South East – Southampton
  • London – Bromley

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